To:                 Messrs Perkins, Bacon & Petch, London.

From:             Archibald Bennet,

Dated:            6th June 1837.

Gentlemen,

    I have to acknowledge receipt of your favour of the 31st Ult., with Statement of your Account with the Bank of Scotland annexed.

    On examination of the items contained therein, which you have stated differently from those corresponding to them in the Account rendered to you by us on 23 May last, I have to remark, that we agree to abide by the result brought out by you, namely of paying over to Messrs. Coutts & Co. on account of the Bank of Scotland, the sum of Six Pounds 12/-.

    In settling the matter in this way you will of course observe, that there remains to be received by us, the 1000 Ten Pound Notes thrown off on 8th March 1828 which are placed to our debit by you, and which are still in your hands as stated in your favour above mentioned.  These we will feel obliged by your transmitting to us at your earliest convenience, stamped, the expense of which we will order to be paid to you by Messrs. Coutts & Co..

    I am,

       Gentlemen,

          Your most obedient servant,

             Arch. Bennett.

On the face of it the above letter appears to be quite routine although it does seem a bit strange that notes were held for 9 years undelivered.  The notes in question were however £10 notes with this a denomination which proved relatively unpopular in Scotland until recent times.

Bank of Scotland appear to have moved their bank note printing business on several occassions as in 1810 the notes were printed by H. Ashby of London.  In 1825 W. H. Lizars were commissioned to prepare steel engraved plates and proofs were produced to a very ornate design.  The ornate design was a deliberate attempt by Bank of Scotland to improve security of the bank notes as the 1810 issue - which was relatively plain - suffered several forgeries.  As bank notes printed by Messrs Perkins, Bacon & Petch were also commissioned in 1825, were produced and on issue through until W. H. Lizars were again commssioned in 1850, it is probable that the 1825 W. H. Lizars' notes were never adopted or issued.  The following is an example of the Perkins, Bacon & Petch design.

Bank of Scotland was established in 1695 as the first Bank in Scotland.

Archibald Bennet was the Secretary of Bank of Scotland from 1824 - 1868.