A brief look at letters to and from Scottish Banks
National Bank of Scotland
The National Bank of Scotland was constituted on 21st March 1825 with an authorised capital of £5,000,000.  Having acqurired Dumbreck's Hotel in St. Andrews Square, Edinburgh the bank opened for business on 30th October 1825.

Dumbreck's Hotel 1825

The Board of Directors was as follows.

The Right Hon, The Lord Provost, Alexander Henderson of Press (Chairman),
James Reoch, Merchant, Leith,
William Gilchrist, Merchant, Edinburgh,
Colin McNab, Great King Street, Edinburgh,
William Patison, Merchant, Edinburgh,
Adam Anderson, Merchant, Edinburgh,
Richard Alexander, Merchant, Edinburgh,
George Young, Merchant, Leith,
Alexander Dudgeon, Leith Mount,
George Carstairs, Merchant, Leith,
Gilbert L. Finlay, W.S., Edinburgh,
John Macfie, Merchant, Leith,
William Robertson, Great King Street, Edinburgh,
James Auchinleck Cheyne, W.S. and Accountant, Edinburgh and
John Anderson, Bruntsfield Place, Edinburgh.

From the outset the Bank adopted a policy of expansion through a branch network.  This was a common policy of banks, albeit to various degrees and to various levels of success, as it was common for lending to be conducted at Head Office with the branches primarily attracting deposits which could be lent at Head Office.

On 5th Augsut 1831 the Bank was granted its Royal Charter of Incorporation whuch placed it on the same footing as the older Scottish banks.

In 1864 the National Bank of Scotland purchased premises at 21Finch Lane, London and become the first Scottish Bank to opena London branch.

National Bank of Scotland amalgamated with Commercial Bank of Scotland (established 1810), to form National Commercial Bank of Scotland, in 1959.

In 1969, National Commercial Bank of Scotland amalgamated with The Royal Bank of Scotland to form The Royal Bank of Scotland Ltd.

The following officials have been identified from letters in the collection.  Where possible notes have been added.

Patrick Borthwick, Manager.
George Crosbie, Secretary.  Per 1834 letter to Perkins Bacon & Petch.  At the time of the letter the Manager of the National Bank of Scotland was Patrick Borthwick with George Crosble the Bank's Secretary.  Borthwick died in 1837 and was succeeded by George Crosbie who carried out the position as Manager until 1846 when he retired.

Mungo Ponton, Secretary.  Per 1843 and 1844 letters to Perkins, Bacon & Petch.

Aberdeen Banking Company (of Aberdeen)
Aberdeen Banking Company (in Aberdeen)
Aberdeen Commercial Banking Company
Aberdeen Town & County Banking Company
Arbroath Banking Company
Ayr Bank (Messrs Douglas, Heron & Co)
Ayrshire Banking Company
Bank of Scotland
British Linen Banking Company
Caithness Banking Company
Caledonian Banking Company
Central Bank of Scotland
City Banking Company of Glasgow
City of Glasgow Bank
Clydesdale Bank
Commercial Bank of Scotland
Cupar Banking Company
Dumfries Bank
Dumfries Commercial Bank
Dundee Banking Company
Dundee Commercial Bank (First)
Dundee Commercial Bank (Second)
Dundee New Bank
Dundee Union Bank
East Lothian Banking Company
Eastern Bank of Scotland
Edinburgh and Glasgow Bank
Edinburgh and Leith Bank
Falkirk Banking Company
Falkirk Union Banking Company
Fife Banking Company
Galloway Banking Company
Glasgow and Ship Bank
Glasgow Arms Bank
Glasgow Bank Company
Glasgow Joint Stock Bank
Glasgow Union Banking Company
Greenock Banking Company
Greenock Union Bank
Hunters & Company
Unglis Borthwick Gilchrist & Company
J Stewart Mackenzie
John Maberly & Company
John McAdam & Co
Kilmarnock Bank
Leith Banking Company
Merchant Banking Company of Glasgow
Montrose Bank
National Bank of Scotland
National Commercial Bank of Scotland
North British Bank
North of Scotland Banking Company
Paisley Banking Company
Paisley Commercial Banking Company
Paisley Union Banking Company
Perth Banking Company
Perth Union Bank
Perth United Company
Ramsays Bonars & Company
Renfrewshire Banking Company
Royal Bank of Scotland
Shetland Bank
Ship Bank
Sir William Forbes, James Hunter & Co.
Southern Bank of Scotland
Stirling Banking Company
Stirling Merchant Banking Company
Thomsons (Andrew, George and Andrew)
Thistle Bank
Union Bank of Scotland
Western Bank of Scotland
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